Private healthcare attracted the unwanted attention of the Office of Fair Trading (OFT) last week with the watchdog of the industry reference to the Competition Commission. Concerns have been expressed that nationally there are not enough providers and insurers healthy competition in the market and that the costs are not always transparent to private patients.
The news could mark a potential victory for consumers. "More often than not the public is not exposed to the actual cost of treatment and that's not a very healthy situation for any consumer," says Neville Koopowitz, the chief executive of the insurer PruHealth.
"Most private health insurance [PMI] policies have been restrictions on the different types of procedures and if the prices were more transparent to consumers their product better so they are not exposed to shortages to manage."
The main advantage for participation PMI is that you can jump the NHS queues, but the best policy you can use your choice of the best hospitals and doctors to take, and treatment at a time and place that suits you. You can even get access to drugs and treatments not available on the NHS, but PMI is intended to cover the costs of the short term, to cure diseases or injuries known as "acute conditions" to cover. It will not apply to existing, long-term illnesses such as diabetes and asthma, but otherwise will pay for in-patient tests, surgery, hospitalization and nursing. You can also dental, optical and even alternative therapies for an additional fee.
If you go without private insurance, you can expect to pay through the nose - a private MRI scan of up to £ 1,000 and a hip replacement to $ 10,000 - but if you want comprehensive coverage, premiums can be steep.
We asked the Activequote.com comparison to look at the best buys available for a 34-year-old male, non-smoker, lives in Birmingham. These ranged from £ 10 per month for a basic policy of the WPA to £ 50-plus per month for a policy that no restrictions on outpatient cover of PruHealth.
The key factors affecting premiums are medical inflation (in particular the progress in technology for heart and cancer treatment) and age, simply because as we age we rely more on health care.
One problem for insurers is that in difficult times and people are looking to curb their spending, it is often seen as a luxury. Mr. Koopowitz says. "The problem is that the young and healthy who leave first and insurers are stuck with the older population who claim more and the use of these high tech treatments more Put that into the mix, and as more people draw, you are only left with the really sick who are unable to pay their premiums. "
http://website-submission-info.domain-parking-companies.com/detail.php?id=51381
http://decily.com/detail.php?id=102693
http://skelpy.com/detail.php?id=33260
http://www.cabdir.com/detail.php?id=23432
http://decily.com/detail.php?id=102695
http://anadirectory.info/detail.php?id=97570
http://www.3webdirectory.info/detail.php?id=67932
http://catchsite.com/detail/link-33607.htm
http://www.precisepages.com/detail.php?id=19602
http://www.precisepages.com/detail.php?id=19606
http://directory.shareberg.com/detail.php?id=1694
http://www.precisepages.com/detail.php?id=19594
http://www.3webdirectory.info/detail.php?id=67936
http://goolinx.com/detail.php?id=183359
http://smartlinks.fast-customers.com/detail.php?id=36088
http://anadirectory.info/detail.php?id=97573
http://goolinx.com/detail.php?id=183363
http://skelpy.com/detail.php?id=33265
http://smartlinks.fast-customers.com/detail.php?id=36085
http://ilinkr.com/detail.php?id=44173
http://skelpy.com/detail.php?id=33257
http://ilinkr.com/detail.php?id=44162
http://decily.com/detail.php?id=102691
http://directory.shareberg.com/detail.php?id=1706
http://skelpy.com/detail.php?id=33256
http://website-submission-info.domain-parking-companies.com/detail.php?id=51379
http://goolinx.com/detail.php?id=183354
http://smartlinks.fast-customers.com/detail.php?id=36082
http://skelpy.com/detail.php?id=33258
http://website-submission-info.domain-parking-companies.com/detail.php?id=51393
http://catchsite.com/detail/link-33598.htm
http://website-submission-info.domain-parking-companies.com/detail.php?id=51383
http://catchsite.com/detail/link-33601.htm
http://catchsite.com/detail/link-33602.htm
http://catchsite.com/detail/link-33588.htm
http://www.precisepages.com/detail.php?id=19609
http://website-submission-info.domain-parking-companies.com/detail.php?id=51391
http://goolinx.com/detail.php?id=183360
http://www.cabdir.com/detail.php?id=23421
http://website-submission-info.domain-parking-companies.com/detail.php?id=51389
http://goolinx.com/detail.php?id=183358
http://catchsite.com/detail/link-33591.htm
http://directory.shareberg.com/detail.php?id=1696
http://skelpy.com/detail.php?id=33259
http://goolinx.com/detail.php?id=183353
http://catchsite.com/detail/link-33600.htm
http://www.cabdir.com/detail.php?id=23433
http://fm20.com/detail.php?id=68993
http://decily.com/detail.php?id=102694
http://www.precisepages.com/detail.php?id=19604
http://www.cabdir.com/detail.php?id=23415
http://www.3webdirectory.info/detail.php?id=67939
http://website-submission-info.domain-parking-companies.com/detail.php?id=51386
http://ip-72-55-190-165.static.privatedns.com/detail.php?id=48145
http://www.3webdirectory.info/detail.php?id=67934
http://catchsite.com/detail/link-33592.htm
http://anadirectory.info/detail.php?id=97578
http://fm20.com/detail.php?id=69009
http://www.3webdirectory.info/detail.php?id=67914
http://directory.shareberg.com/detail.php?id=1709
http://ilinkr.com/detail.php?id=44171
http://decily.com/detail.php?id=102683
http://www.precisepages.com/detail.php?id=19601
http://decily.com/detail.php?id=102681
http://fm20.com/detail.php?id=69004
http://smartlinks.fast-customers.com/detail.php?id=36094
http://catchsite.com/detail/link-33605.htm
http://www.3webdirectory.info/detail.php?id=67940
http://www.3webdirectory.info/detail.php?id=67930
http://www.cabdir.com/detail.php?id=23424
http://www.precisepages.com/detail.php?id=19592
http://website-submission-info.domain-parking-companies.com/detail.php?id=51388
http://ilinkr.com/detail.php?id=44177
http://decily.com/detail.php?id=102689
http://smartlinks.fast-customers.com/detail.php?id=36089
http://www.cabdir.com/detail.php?id=23429
http://www.precisepages.com/detail.php?id=19600
http://skelpy.com/detail.php?id=33252
http://catchsite.com/detail/link-33597.htm
http://smartlinks.fast-customers.com/detail.php?id=36097
http://fm20.com/detail.php?id=69005
http://www.precisepages.com/detail.php?id=19599
http://website-submission-info.domain-parking-companies.com/detail.php?id=51385
http://smartlinks.fast-customers.com/detail.php?id=36087
http://catchsite.com/detail/link-33593.htm
http://skelpy.com/detail.php?id=33261
http://directory.shareberg.com/detail.php?id=1704
http://ip-72-55-190-165.static.privatedns.com/detail.php?id=48147
http://smartlinks.fast-customers.com/detail.php?id=36098
http://catchsite.com/detail/link-33596.htm
http://www.cabdir.com/detail.php?id=23419
http://ip-72-55-190-165.static.privatedns.com/detail.php?id=48144
http://fm20.com/detail.php?id=68992
http://www.3webdirectory.info/detail.php?id=67911
http://www.3webdirectory.info/detail.php?id=67913
http://directory.shareberg.com/detail.php?id=1702
http://decily.com/detail.php?id=102684
http://www.precisepages.com/detail.php?id=19598
http://anadirectory.info/detail.php?id=97583
http://www.3webdirectory.info/detail.php?id=67908
http://anadirectory.info/detail.php?id=97586
http://www.3webdirectory.info/detail.php?id=67909
http://www.precisepages.com/detail.php?id=19593
http://decily.com/detail.php?id=102687
http://ilinkr.com/detail.php?id=44170
http://directory.shareberg.com/detail.php?id=1700
http://www.3webdirectory.info/detail.php?id=67935
http://anadirectory.info/detail.php?id=97569
http://catchsite.com/detail/link-33589.htm
http://catchsite.com/detail/link-33595.htm
http://catchsite.com/detail/link-33599.htm
http://www.precisepages.com/detail.php?id=19605
http://ilinkr.com/detail.php?id=44165
http://catchsite.com/detail/link-33608.htm
http://website-submission-info.domain-parking-companies.com/detail.php?id=51382
http://smartlinks.fast-customers.com/detail.php?id=36096
http://www.cabdir.com/detail.php?id=23416
http://ilinkr.com/detail.php?id=44172
http://ilinkr.com/detail.php?id=44176
fm20.com/detail.php?id=68998
http://anadirectory.info/detail.php?id=97581
http://ilinkr.com/detail.php?id=44174
http://www.3webdirectory.info/detail.php?id=67938
http://goolinx.com/detail.php?id=183357
http://smartlinks.fast-customers.com/detail.php?id=36084
http://ip-72-55-190-165.static.privatedns.com/detail.php?id=48149
http://catchsite.com/detail/link-33590.htm
http://decily.com/detail.php?id=102680
http://directory.shareberg.com/detail.php?id=1701
http://website-submission-info.domain-parking-companies.com/detail.php?id=51394
http://website-submission-info.domain-parking-companies.com/detail.php?id=51390
http://fm20.com/detail.php?id=69007
http://ip-72-55-190-165.static.privatedns.com/detail.php?id=48155
http://directory.shareberg.com/detail.php?id=1697
http://website-submission-info.domain-parking-companies.com/detail.php?id=51392
www.prlinks.co/confirm_email.php?lid=82805
http://smartlinks.fast-customers.com/detail.php?id=36093
http://goolinx.com/detail.php?id=183369
http://decily.com/detail.php?id=102679
http://ilinkr.com/detail.php?id=44180
http://www.cabdir.com/detail.php?id=23431
http://fm20.com/detail.php?id=69003
http://www.3webdirectory.info/detail.php?id=67931
http://ilinkr.com/detail.php?id=44178
http://www.precisepages.com/detail.php?id=19608
http://www.3webdirectory.info/detail.php?id=67910
http://anadirectory.info/detail.php?id=97576
http://goolinx.com/detail.php?id=183368
http://fm20.com/detail.php?id=69006
http://smartlinks.fast-customers.com/detail.php?id=36116
http://www.cabdir.com/detail.php?id=23422
http://anadirectory.info/detail.php?id=97571
http://smartlinks.fast-customers.com/detail.php?id=36092
http://website-submission-info.domain-parking-companies.com/detail.php?id=51380
http://smartlinks.fast-customers.com/detail.php?id=36086
http://anadirectory.info/detail.php?id=97585
http://catchsite.com/detail/link-33603.htm
http://ip-72-55-190-165.static.privatedns.com/detail.php?id=48142
http://directory.shareberg.com/detail.php?id=1691
http://www.cabdir.com/detail.php?id=23430
http://www.precisepages.com/detail.php?id=19591
http://website-submission-info.domain-parking-companies.com/detail.php?id=51384
http://www.cabdir.com/detail.php?id=23418
http://ip-72-55-190-165.static.privatedns.com/detail.php?id=48138
http://ilinkr.com/detail.php?id=44158
http://www.cabdir.com/detail.php?id=23413
http://www.3webdirectory.info/detail.php?id=67941
http://fm20.com/detail.php?id=68996
http://decily.com/detail.php?id=102688
http://anadirectory.info/detail.php?id=97575
http://www.precisepages.com/detail.php?id=19597
http://goolinx.com/detail.php?id=183355
http://www.cabdir.com/detail.php?id=23427
http://directory.shareberg.com/detail.php?id=1692
http://ip-72-55-190-165.static.privatedns.com/detail.php?id=48140
http://skelpy.com/detail.php?id=33264
http://www.cabdir.com/detail.php?id=23425
http://ip-72-55-190-165.static.privatedns.com/detail.php?id=48154
http://decily.com/detail.php?id=102682
http://website-submission-info.domain-parking-companies.com/detail.php?id=51387
http://directory.shareberg.com/detail.php?id=1707
http://anadirectory.info/detail.php?id=97587
http://directory.shareberg.com/detail.php?id=1703
http://goolinx.com/detail.php?id=183366
http://ip-72-55-190-165.static.privatedns.com/detail.php?id=48151
http://website-submission-info.domain-parking-companies.com/detail.php?id=51378
http://ilinkr.com/detail.php?id=44175
http://website-submission-info.domain-parking-companies.com/detail.php?id=51395
http://www.3webdirectory.info/detail.php?id=67929
http://ip-72-55-190-165.static.privatedns.com/detail.php?id=48146
http://ip-72-55-190-165.static.privatedns.com/detail.php?id=48141
http://ilinkr.com/detail.php?id=44168
http://ip-72-55-190-165.static.privatedns.com/detail.php?id=48137
http://www.precisepages.com/detail.php?id=19596
http://anadirectory.info/detail.php?id=97572
http://ilinkr.com/detail.php?id=44156
http://anadirectory.info/detail.php?id=97584
http://www.precisepages.com/detail.php?id=19590
http://directory.shareberg.com/detail.php?id=1699
http://www.3webdirectory.info/detail.php?id=67912
http://smartlinks.fast-customers.com/detail.php?id=36083
http://ilinkr.com/detail.php?id=44160
http://catchsite.com/detail/link-33594.htm
http://anadirectory.info/detail.php?id=97568
http://fm20.com/detail.php?id=68990
http://catchsite.com/detail/link-33604.htm
http://www.precisepages.com/detail.php?id=19603
http://www.cabdir.com/detail.php?id=23417
http://goolinx.com/detail.php?id=183356
http://www.cabdir.com/detail.php?id=23428
http://directory.shareberg.com/detail.php?id=1698
http://anadirectory.info/detail.php?id=97566
http://www.cabdir.com/detail.php?id=23426
http://ilinkr.com/detail.php?id=44166
http://fm20.com/detail.php?id=68988
http://ilinkr.com/detail.php?id=44181
http://anadirectory.info/detail.php?id=97574
http://directory.shareberg.com/detail.php?id=1705
http://ip-72-55-190-165.static.privatedns.com/detail.php?id=48153
http://directory.shareberg.com/detail.php?id=1693
http://directory.shareberg.com/detail.php?id=1708
http://ip-72-55-190-165.static.privatedns.com/detail.php?id=48143
http://ip-72-55-190-165.static.privatedns.com/detail.php?id=48150
http://smartlinks.fast-customers.com/detail.php?id=36095
http://goolinx.com/detail.php?id=183370
http://goolinx.com/detail.php?id=183362
http://decily.com/detail.php?id=102685
http://skelpy.com/detail.php?id=33251
http://www.cabdir.com/detail.php?id=23414
http://fm20.com/detail.php?id=68991
http://fm20.com/detail.php?id=68995
http://goolinx.com/detail.php?id=183367
http://fm20.com/detail.php?id=69000
http://goolinx.com/detail.php?id=183365
http://ilinkr.com/detail.php?id=44179
http://smartlinks.fast-customers.com/detail.php?id=36091
http://fm20.com/detail.php?id=68994
http://decily.com/detail.php?id=102692
http://skelpy.com/detail.php?id=33262
http://ip-72-55-190-165.static.privatedns.com/detail.php?id=48152
http://ip-72-55-190-165.static.privatedns.com/detail.php?id=48139
http://www.precisepages.com/detail.php?id=19607
http://ip-72-55-190-165.static.privatedns.com/detail.php?id=48148
http://www.cabdir.com/detail.php?id=23423
http://goolinx.com/detail.php?id=183372
http://anadirectory.info/detail.php?id=97567
http://anadirectory.info/detail.php?id=97579
http://fm20.com/detail.php?id=69002
http://goolinx.com/detail.php?id=183361
http://goolinx.com/detail.php?id=183364
http://www.precisepages.com/detail.php?id=19595
http://smartlinks.fast-customers.com/detail.php?id=36090
http://directory.shareberg.com/detail.php?id=1711
http://directory.shareberg.com/detail.php?id=1710
http://smartlinks.fast-customers.com/detail.php?id=36117
http://skelpy.com/detail.php?id=33263
http://skelpy.com/detail.php?id=33266
http://decily.com/detail.php?id=102690
Subscribe to:
Post Comments (Atom)
No comments:
Post a Comment