Monday, April 23, 2012

Employees rewarded, penalized to improve health [Sun Sentinel, Fort Lauderdale, Fla.]

April 21 - Walk for an hour a day, get $ 200 from your employer. Go for an annual audit, gets a $ 10 gift card. But enjoy tobacco, pay an additional $ 20 per month for health insurance.
Companies in South Florida are increasingly using carrots and sticks to encourage their employees to spend more carefully their health and healthier lifestyles, in the hope that the lowering of medical insurance benefits according to local experts.
Employees benefit from cash and prizes for good behavior, and those who do not cooperate, it can be taken. In more workplaces, employees are asked to take part in blood tests, screenings and questionnaires that their insurers - and sometimes employers - to collect their medical status measure.
A number of disgruntled employees call the practice a violation of privacy. Bradley Seff, a former Broward County court reporter, filed a federal lawsuit against a 2009 county policy of charging workers $ 20 extra per pay period if they refused to finger-stick blood test for cholesterol and diabetes.
"Even if they had the best intentions, it's none of their business. People's medical records are private and not the business of the employer," Seff said. "You can not tell me that somewhere along the line single employer is not going to use that information against you and another person instead of you to hire."
Lawyers said Seff the suit of a national test case of the employers the right to require its employees receive medical screenings. The case will be argued in a Miami courtroom next month.
For now, experts said they expect to see more of this. Two national surveys showed that in 2016, up 64 percent of large companies plan to begin with rewards and 46 percent plan to fine start.
"With the aging population and a trend in the United States are less healthy and less ... more and more employers are jumping on the bandwagon of health management," said Matthew Snook, a partner at the Florida office of Mercer, a health benefits consulting firm.
Mercer's survey of 2,900 companies found that 43 percent discount on health insurance premiums and 40 percent price cash or gifts to employees who participate in health screenings or healthy behaviors such as exercise, weight loss and smoking cessation programs. Approximately 12 percent cost smokers more for health insurance, usually $ 10 to $ 20 per pay period, Snook said.
An Aon Hewitt surveyed more than 1,000 employers counted similar results, and also found 22 percent had programs rewarding employees for achieving specific goals, such as lowering "bad cholesterol" under the 130 level or normalize high blood pressure .



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