Thursday, March 8, 2012

Private sector workers 'more likely to have private medical insurance'

People working in the public sector are much more likely to buy their own private health insurance than those in the private sector, a study found.

Nearly a quarter of the public sector think they are better employee benefits than workers in the private sector, according to research by MetLife.

But the company found that in fact only three percent of public sector employees have access to private health insurance, compared to ten percent of employees in the private sector.

The national survey also revealed that private sector employees are more likely to income protection (15 percent versus six percent) and life (24 percent versus four percent) to open.

However, public sector employees significantly more likely to be the statutory minimum of paid holidays exceed, and have better access to pension schemes with employers.

Stephanie Baillie, employee benefits director at MetLife, said: "The private sector over public sector debate has understandably focused on the costs and the provision of pensions, but in reality the picture is more complex.

"Employees in the private sector benefit from access to a wider range of other employee benefits, which should be factored into the discussion."

Access to private health insurance can be important in the future, as a recent survey of GPs by Doctors.net.uk found that most believe that the NHS will have to ration more treatments in the future.

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