The average cost of health insurance for American families will exceed the average household income by 2033, according to a new report from the Annals of Family Medicine.
The study by Dr. Jennifer DeVoe and Dr. Richard Young of the Annals of Family Medicine used data from the Medical Expenditure Panel Survey and the U.S. Census Bureau, about how much money the Americans usually spend on health insurance and how much money the average Americans look of each year and find out how much the public health insurance costs in the future. The results are staggering.
"If the health insurance premiums and the national wage in the last rates continue to grow and the U.S. health insurance does not make any major structural changes, the average cost for family health insurance premium of 50 percent of household income to exceed the year 2021 the same and the average household income by the year 2033 ", the report notes.
"The private health insurance is increasingly unaffordable to low-to middle-income Americans, unless major changes in U.S. health care system are made."
The report also projected the cost of health care for a family. DeVoe and Young calculated "the average amount paid by an employee for a health insurance premium plus out-of-pocket costs of health care family."
They concluded: "Without major structural changes in the U.S. health care system, the employee contribution to a family premium plus out-of-pocket costs will comprise half of household income by 2031 and total revenues of 2042."
The passage of the Patient Protection and Affordable Care Act (PPACA) in 2010, also known as Obamacare, was meant to reduce the number of uninsured and affordable health insurance for all Americans.
However, since the PPACA was passed, America experienced a major recession is "5 million Americans are" losing their "employee-based health insurance", whereby "the number of people without health insurance in the United States rise to a historic high of 50.7 millions of people "between 2007-2009, the report said.
The doctors believe that America needs to understand that it is fiscally impossible to cover every medical need for each individual in the country suggests that relationships with physicians will now be re-evaluated, instead of to leave for future generations.
"We can choose, along the current path of the difficult decisions will have on our children and grandchildren, which is created by the debt by the excesses of this generation ground continue," warned the doctors.
Or we can "a deeper discussion about the role and importance of health care very involved in our lives, possibly even new expectations of the doctor-patient relationship.
"The tipping point may come when patients and physicians recognize that we can not describe all possible services to all people, no matter how rare or expensive service performance."
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