Top 10 Benefits to Look for When Comparing Private Medical Insurance Quotes

If you have decided to invest in a private health insurance, you probably already know what you want to be covered for. Whether you are looking for the NHS waiting lists to avoid get access to medicines not covered by your local NHS trust or be treated in a private room, there is a private health insurance policy that fits your needs and budget.
What many customers are not aware of the added 'extras' that you can take advantage of when taking out private health insurance. These can range from sensible add-ons such as dental and optical cover too little luxuries such as 2 for 1 cinema tickets. Here we have the list of top 10 private health insurance benefits to look for when you compare insurance quotes online.
10) Parent Property
Parent property will cover the cost of an overnight hospital stay, while your child is treated. If the hospital is located at a distance from your home will save you book a hotel, and it will also give you peace of mind that you are close to your child.
9) Dental and Optical
While private health insurance is not really designed for dental and optical treatment (there are cash plans for this exact reason) to cover, some policies offer dental and optical cover as a perk. This is usually limited to a certain amount per year, for example a 300 pounds per year limit routine dental and a £ 200 limit per year for ophthalmology. While it may not be your main priority, with dental and optical cover thrown can be the deciding factor when you compare insurance quotes.
8) Maternity allowance
Maternity allowance is a benefit for the birth of a child, and is not the same as having maternity leave. A maternity benefit will usually offer £ 100 per baby born or adopted by a member subject to a waiting period, which can be useful if you are planning to start a family.
Pregnancy and maternity coverage is a little different. Since pregnancy is not considered a medical condition, it will not be covered by private health insurance. However, some insurers offer coverage for certain complications of pregnancy and birth after a certain delay.
7) NHS pension
An NHS pension is offered by many private medical insurance. With this advantage, you will be paid a cash sum if you stay as an inpatient or day patient in an NHS hospital, to a certain limit. For example, you may be offered £ 250 per night spent as an inpatient in an NHS hospital to a maximum of € 2,000 per year or £ 125 for day treatment of patients in the NHS to a maximum of € 500 per year.
6) Complementary therapies
Cover for a complementary therapy and alternative therapy is always offered a comprehensive private medical insurance, but it may also be available on a standard policy limits. Cover varies greatly from insurer to insurer, so it is worth using an insurance comparison website to narrow down your quotes. It can also cover chiropractic, osteopathy, podiatry, chiropody, acupuncture, homeopathy, nutrition services, physiotherapy and speech therapy. There may be a monetary or time limit on these treatments.

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