Thursday, January 26, 2012
Federal Government urged to withdraw all support for private health insurance
The report states that private health insurance industry that queue jumping is a form of assistance should be seen as subsidies. "It is administratively expensive (in technical terms economists disabled), incentives and options (allocatively inefficient) distorts, and equity does not meet any reasonable criteria."
Cost of equity in the high and low, John Menadue AO, former secretary of the Commonwealth Department of Prime Minister and Cabinet is Ian McAuley, a subsidiary: the center of policy development, discussion paper, titled, published in the public sector by private health insurance lecturer in finance at the University of Canberra.
The comprehensive health reform, and health policy in the public debate about the call for greater sophistication.
market mechanisms should be about sharing and community, "he says.
has failed to achieve the integration of care services. health care programs are divided between Commonwealth and state governments, and major programs of the Commonwealth, relating to medical and pharmaceutical services individually driven.
engagement should include basic questions of personal responsibility. research, consulting, ideas, innovation, cost analysis and our current system must be made by a body with some detachment - "insiders" for examination by the timid recommendations often
Paper covers:
• Private health insurance is survived by check
• the cost of private insurance and administrative costs, including
It says 16.0 billion in premium income in 2010-11 PHI funds received and benefits paid $ 13.2 billion. Balance, $ 2.8 billion, administrative costs of $ 1.4 billion and $ 1.4 billion pre-tax profits were divided equally between. Benefit from the 1.4 billion-0.3 billion as taxes come back to the community. This means that Australians $ 2.5 billion, or 16 percent, administration and profits of PHI premiums, paid.
The paper says that the administrative costs, while easily identified, the main problems. They usually use and the prices both in health costs, effects on private health insurance.
• "highly exaggerated" claims to private health insurance benefits
The gap insurance, which is the largest in Australia in the last 25 years have helped to increase the fees of expert help by. The expert, especially in the private sector to pay for bone disease, bone disease in four to five times higher than that of public hospitals has resulted in the remuneration.
While 64 percent of Australians live in capital cities of provinces and territories, 74 percent of private hospital beds are in the capital cities. By contrast, the supply of public hospital beds is skewed away from capital cities.Less affluent people living in urban, rural and outback Australia being well off people are subsidized.
Below is a summary of the paper.
***
Planned reforms of private health insurance subsidies do not go far enough
Ian McAuley John Menadue and type:
Proposals for government subsidies for private health insurance is a means test applied again ignite the debate about the role of private insurance.
Offer a clear injustice in our current system to remove the direct subsidy disproportionately well-off benefits. The more this kind of injustice is related to dental care.
Proposals have shortcomings, however, because they do not go away.
to maintain. The Division is at odds with the government's social inclusion policy.
$ 3 billion annual burden on the health care system itself - it is an expensive financial overhead. It is also more general effect on economic taxing your health care costs.
Easing pressure on private hospitals nor his claim to succeed in the fast growth of private insurance. It was an impossible task, because the demand has actually been transferred to private hospitals, even health care workers.
Private insurance in our criticism of incompetence, greed, or are accused of profiteering insurance companies. Rather, the failure of private insurance is an essential feature.
We are not advocating a "socialized medicine" can call. Private hospitals serve an important function: they through private insurance should be funded by other means.
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Federal Government urged to withdraw all support for private health insurance
The report states that private health insurance industry that queue jumping is a form of assistance should be seen as subsidies. "It is administratively expensive (in technical terms economists disabled), incentives and options (allocatively inefficient) distorts, and equity does not meet any reasonable criteria."
Cost of equity in the high and low, John Menadue AO, former secretary of the Commonwealth Department of Prime Minister and Cabinet is Ian McAuley, a subsidiary: the center of policy development, discussion paper, titled, published in the public sector by private health insurance lecturer in finance at the University of Canberra.
The comprehensive health reform, and health policy in the public debate about the call for greater sophistication.
market mechanisms should be about sharing and community, "he says.
system has the ability to allocate resources evenly and efficiently. It is suggested that the therapy as it currently exists, will perform that role is not well. This function has drifted, providing some support for medical expenseshas failed to achieve the integration of care services. health care programs are divided between Commonwealth and state governments, and major programs of the Commonwealth, relating to medical and pharmaceutical services individually driven.
engagement should include basic questions of personal responsibility. research, consulting, ideas, innovation, cost analysis and our current system must be made by a body with some detachment - "insiders" for examination by the timid recommendations often
Paper covers:
• Private health insurance is survived by check
• the cost of private insurance and administrative costs, including
It says 16.0 billion in premium income in 2010-11 PHI funds received and benefits paid $ 13.2 billion. Balance, $ 2.8 billion, administrative costs and $ 1.4 billion to $ 1.4 billion pre-tax profits were divided equally between. Benefit from the 1.4 billion-0.3 billion as taxes come back to the community. This means that Australians $ 2.5 billion, or 16 percent, administration and profits of PHI premiums, paid.
The paper says that the administrative costs, while easily identified, the main problems. They usually use and the prices both in health costs, effects on private health insurance.
• "highly exaggerated" claims to private health insurance benefits
The expert, especially in the private sector to pay for bone disease, bone disease in four to five times higher than that of public hospitals has resulted in the remuneration.
While 64 percent of Australians live in capital cities of provinces and territories, 74 percent of private hospital beds are in the capital cities. By contrast, the supply of public hospital beds is skewed away from capital cities.Less affluent people living in urban, rural and outback Australia being well off people are subsidized
Cost of equity in the high and low, John Menadue AO, former secretary of the Commonwealth Department of Prime Minister and Cabinet is Ian McAuley, a subsidiary: the center of policy development, discussion paper, titled, published in the public sector by private health insurance lecturer in finance at the University of Canberra.
The comprehensive health reform, and health policy in the public debate about the call for greater sophistication.
market mechanisms should be about sharing and community, "he says.
system has the ability to allocate resources evenly and efficiently. It is suggested that the therapy as it currently exists, will perform that role is not well. This function has drifted, providing some support for medical expenseshas failed to achieve the integration of care services. health care programs are divided between Commonwealth and state governments, and major programs of the Commonwealth, relating to medical and pharmaceutical services individually driven.
engagement should include basic questions of personal responsibility. research, consulting, ideas, innovation, cost analysis and our current system must be made by a body with some detachment - "insiders" for examination by the timid recommendations often
Paper covers:
• Private health insurance is survived by check
• the cost of private insurance and administrative costs, including
It says 16.0 billion in premium income in 2010-11 PHI funds received and benefits paid $ 13.2 billion. Balance, $ 2.8 billion, administrative costs and $ 1.4 billion to $ 1.4 billion pre-tax profits were divided equally between. Benefit from the 1.4 billion-0.3 billion as taxes come back to the community. This means that Australians $ 2.5 billion, or 16 percent, administration and profits of PHI premiums, paid.
The paper says that the administrative costs, while easily identified, the main problems. They usually use and the prices both in health costs, effects on private health insurance.
• "highly exaggerated" claims to private health insurance benefits
The expert, especially in the private sector to pay for bone disease, bone disease in four to five times higher than that of public hospitals has resulted in the remuneration.
While 64 percent of Australians live in capital cities of provinces and territories, 74 percent of private hospital beds are in the capital cities. By contrast, the supply of public hospital beds is skewed away from capital cities.Less affluent people living in urban, rural and outback Australia being well off people are subsidized
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Saturday, January 21, 2012
LIC crosses one-million mark in health insurance coverage
LIC cumulative lives covered under your health insurance segment has crossed one million mark.
"The major drivers of increased health and life, a benefit health insurance product was launched last year," Ms. Renu Jain, head, health insurance business, LIC, told Business Line here on Friday.
5.44 lakh was more than the total number of policies. 1,004,525 covered lives were cumulative, the premium was Rs 395 crore. Life, health policy alone, seven months after its launch first premium of Rs 63 crore was brought, Ms. Jain said.
LIC already healthy life was 1.84 million policies sold so far, she said.
Attention
Efforts to promote the market for sale to others for their own health insurance for employees and agents are additional.
LIC for plan benefits is expected to take advantage of rising customer preference.
Health insurance market trends "amazing" Ms. Jain said, adding that the compound annual growth rate over the past few years there were 42 per cent.
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"The major drivers of increased health and life, a benefit health insurance product was launched last year," Ms. Renu Jain, head, health insurance business, LIC, told Business Line here on Friday.
5.44 lakh was more than the total number of policies. 1,004,525 covered lives were cumulative, the premium was Rs 395 crore. Life, health policy alone, seven months after its launch first premium of Rs 63 crore was brought, Ms. Jain said.
LIC already healthy life was 1.84 million policies sold so far, she said.
Attention
Efforts to promote the market for sale to others for their own health insurance for employees and agents are additional.
LIC for plan benefits is expected to take advantage of rising customer preference.
Health insurance market trends "amazing" Ms. Jain said, adding that the compound annual growth rate over the past few years there were 42 per cent.
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