Health insurance desperation on display

All the Republican presidential government, health care and rail against the new health reform law for candidates: GOP debate Saturday to attend you must visit before the Urbandale library. The current health care system in this country, average people will provide insight into the working.

86000 Iowans dozens of Wellmark Blue Cross and Blue Shield on their own to buy health insurance gathered in Urbandale. Through video conferencing and many more attended public meeting.

They are angry. They are confused. Wellmark proposed 9.4 percent increase in their insurance premiums they were protesting. The last two years, after an increase of nearly 27 percent.



Republican candidates will respond to such desperation?

People who are your favorite ideas without help from an employer is a tax credit to buy private coverage. This is a huge credit to $ 22,000 per year, a Pleasant Hill man said he would cover himself and his wife will make a dent.

Or Republicans say they would cap damages for injured people in medical malpractice lawsuits. It does not get any health insurance. It also does not reduce insurance costs. A tort reform in Texas, founded in 2003, as the national average premium for coverage is increased.

Wellmark Saturday to attend the meeting are entitled to credit. So Susan Voss, Iowa Insurance Commissioner has the final say on how much the insurance company does not increase your rates. With the crowd took a verbal beating.

"Growth is not for us" Wellmark's Laura Jackson told Iowans. "To rise to pay the cost of services," he explained how expensive an insurance "pool" the more money people with health insurance costs for everyone. The basic concept of insurance is to spread the risk and cost.

Jackson Des Moines Register a few days ago a meeting with writers to share some of the same ideas. He made some fair points. Health care is expensive.

But the company is not losing money on individual Iowans enrolled in health plans. The company collected more than 232 million in premiums and 216 million dollars paid out in claims. Yes, 93 percent of the money is actually paid to care. About $ 16 million "administration," which includes salaries for executive left. And these plans represent a fraction of the company's business.

In addition, Wellmark sickest Iowans chooses not to insure. In 2011, the company almost 10 percent of people who refused to sell the plans of coverage sought. The most expensive Iowans, which often leaves them with no insurance cover protects the insurance company.

The goal is to give people more options for coverage and payment for it has helped many.

Republican candidates want the law repealed. The "free market" and insurance companies health care crisis in this country want to know.

ARTICAL SOURCE :- http://www.desmoinesregister.com/article/20111215/OPINION03/312150040/-1/SPORTS12/Health-insurance-desperation-display

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